Baltimore Gas & Electric Co. v. Commercial Union Insurance

HOLLANDER, Judge.

In this case, we must decide whether an insurer’s duty to defend its insured depends entirely upon the claims as originally asserted in the complaint, or whether the plaintiffs’ revised allegations, during the course of litigation, may terminate the insurer’s duty to defend. We also must determine if the insurer is obligated to indemnify its insured, and whether a subcontractor of the insured breached its contract to provide insurance for the. insured.

In February 1991, Michael and Kathleen Corradetti filed suit against Jones Intercable, Inc. (“Jones”) for personal injuries…