Nelson v. Mutual of Enumclaw

¶1 Dennis and Deanna Nelson seek to recover underinsured motorist benefits under their insurance policy with Mutual of Enumclaw for injuries sustained by Ms. Nelson. At the time of the accident, Ms. Nelson was driving a vehicle loaned to her so that she could serve as a substitute mail carrier. Enumclaw filed a motion for summary judgment, contending that underinsured motorist *74benefits were not available because of the operation of the “regular use” exclusion in the policy. The court denied Enumclaw’s motion, concluding that there was a question as to whether Ms. Nelson’s use of the vehicle…