American Family Mutual Insurance Co. v. Gardner

AHRENS, Presiding Judge.

In this declaratory judgment action defendants appeal from a judgment of the Circuit Court of St. Louis County which determined that plaintiff American Family Mutual Insurance Company’s liability was limited to the $100,000 per person liability limitation provision in its insurance policy. Defendants claim the insurance policy was ambiguous, and the $300,000 per occurrence liability limitation provision applied. We affirm.

Defendants, Dryden Gardner and Mark Gardner were injured in an automobile accident with Richard Evenson on November 26, 1993. Both defendants…