Farm Bureau Mutual Insurance v. Buckallew

1. NATURE OF THE CASE

This case presents an issue of first impression for this Court regarding the interpretation of a provision in an automobile insurance policy that declares a $100,000 “per person” liability limit for bodily injury damages and a $300,000 “per occurrence” liability limit for bodily injury damages. Here, two pedestrians were killed by a single car and Michele D. Buckallew, the personal representative of the decedents’ estates, filed wrongful death claims. The driver and Buckal-lew settled for $300,000, but the insurance company that issued the automobile policy sought to…