Safeco Insurance Co. v. Lindberg

SIMONETT, Justice.

This case involves the applicability of a watercraft exclusion in a homeowner’s liability policy. The court of appeals held the exclusion inapplicable. We affirm.

Defendant-respondent Larry Lindberg purchased a homeowner’s policy from plaintiff-appellant Safeco Insurance Company in July 1978, effective for the policy period July 13, 1978, to July 13, 1979. At the time Lindberg purchased the policy, he did not own a boat and motor, but in May 1979, he purchased a 14-foot boat with a 55-horsepower motor. When the policy came up for renewal about a month and a half later,…