Legal Opinion

Unum Life Insurance Co. of America v. Ward

Supreme Court of the United States

Decided April 20, 1999No. 97-1868PublishedCited by 273 opinions

1Opinion of the CourtJustice Ginsburg

This case, brought under § 502(a) of the Employee Retirement Income Security Act of 1974 (ERISA), 88 Stat. 891, as amended, 29 U. S. C. § 1132(a), concerns ERISA’s preemption and saving clauses. The preemption clause, § 514(a), 29 U. S. C. § 1144(a), broadly states that ERISA provisions “shall supersede... State laws” to the extent that those laws “relate to any employee benefit plan.” The saving clause, § 514(b)(2)(A), 29 U. S. C. § 1144(b)(2)(A), phrased with similar breadth, exempts from preemption “any law of any State which regulates insurance.” The key words “regulates insurance” in §…

2Cases cited25 opinions

  1. Pilot Life Insurance v. DedeauxSupreme Court of the United States · 1987
  2. Metropolitan Life Insurance v. MassachusettsSupreme Court of the United States · 1985
  3. New York State Conference of Blue Cross & Blue Shield Plans v. Travelers InsuranceSupreme Court of the United States · 1995
  4. Runyon v. McCrarySupreme Court of the United States · 1976
  5. FMC Corp. v. HollidaySupreme Court of the United States · 1990

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3Cited by273 opinions

  1. CIGNA Corp. v. AmaraSupreme Court of the United States · 2011
  2. Rush Prudential HMO, Inc. v. MoranSupreme Court of the United States · 2002
  3. Moffett v. Halliburton Energy Services, Inc.Court of Appeals for the Tenth Circuit · 2002
  4. Kentucky Assn. of Health Plans, Inc. v. MillerSupreme Court of the United States · 2003
  5. North Cypress Medical Center Operating Co. v. Cigna HealthcareCourt of Appeals for the Fifth Circuit · 2015

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