Mutual of Enumclaw Insurance Co. v. Hambleton

In this action for declaratory relief, Mutual of Enumclaw Insurance Company (Enumclaw) seeks a determination of whether, under an automobile liability insurance policy which it issued to James and Theona Hambleton, it must provide coverage for an accident involving their vehicle.

During December, 1983, the Hambletons’ teenage son, Daniel used the family’s four-wheel drive car for personal transportation because of icy road conditions. On December 21, while he was working in a grocery store in Baker, Daniel gave the Blazer keys to his 14 year-old friend, Cindy Lou Fuller, so that she could…