Scoggins v. Unigard Insurance Co.

We granted certiorari to determine whether a passenger in an automobile may recover personal injury protection (PIP) benefits un der the driver’s policy when the automobile involved in the accident is not described in the policy. In Scoggins v. Unigard Insurance Co., 857 P.2d 488 (Colo.App.1998), the court of appeals held that PIP benefits only extend to passengers injured while occupying an automobile that is described in a complying policy. We agree and, accordingly, we affirm the court of appeals.

I

On April 4, 1989, Angelique Scoggins (Scoggins) was a passenger in a vehicle operated by…