Vanguard Insurance Company v. Cantrell

HOWARD, Judge.

This appeal seeks review of two judgments entered in garnishment proceedings, consolidated for trial. Vanguard challenges a judgment in the amount of $25,000, the face amount of its insurance policy, in favor of the Cantrells. The second judgment, in favor of Allstate and against the Cantrells, is challenged by the Cantrells.

Basically, the question is whether Vanguard’s homeowners policy or Allstate’s automobile liability policy covers injuries sustained by Mr. Cantrell as a consequence of certain conduct on the part of both companies’ insured, Browning. (We shall hereinafter…