Lewis v. Erie Insurance Exchange

OPINION

SAYLOR, Justice.

The question presented is whether technical requirements imposed upon insurers under the Motor Vehicle Financial Responsibility Act to effectuate a first named insured’s decision to decline uninsured and underinsured motorist coverage also pertain in circumstances involving acceptance of coverage at designated policy limits.

In June of 1992, Appellants Robert A. and Linda Lewis contracted with Appellee, Erie Insurance Exchange (“Erie”), for automobile insurance coverage as named insureds. On the face of the declarations page (as of at least November, 1992), the policy…