Eichelman v. Nationwide Insurance

OPINION OF THE COURT

CASTILLE, Justice.

The sole issue on appeal is whether a person who has voluntarily elected to forego underinsured motorist coverage on his own vehicle is precluded from recovering underinsured motorist benefits from separate automobile insurance policies issued to family members with whom he resides as a result of a “household exclusion” clause excluding underinsured motorist coverage for bodily injury suffered while occupying a motor vehicle not insured for underinsured motorist coverage. Because we hold both that this “household exclusion” language precludes the recovery…