Craley v. State Farm Fire & Casualty Co.

OPINION

Justice BAER.

We granted allowance of appeal in this matter to address the interplay between coverage exclusions in motor vehicle insurance policies, including the household vehicle exclusion previously found enforceable by this Court,1 and the statutory provision of the Motor Vehicle Financial Responsibility Law (MVFRL) providing “named insureds” 2 the ability to waive *488“stacked” uninsured motorist coverage, 75 Pa.C.S. § 1738, which the Superior Court has found inapplicable to inter-policy stacking, the stacking of benefits provided by two or more policies.3 After review of the relevant…