Swords v. Harleysville Insurance Companies

OPINION

Chief Justice CAPPY.

In this appeal, we are asked to determine whether the Motor Vehicle Financial Responsibility Law (“MVFRL” or the “Law”), 75 Pa.C.S. § 1701 et seq., renders an owner of a registered but uninsured vehicle ineligible to recover first- party benefits when such an owner is injured in an accident which does not involve the owner’s uninsured vehicle. For the reasons that follow, we hold that, under these circumstances, the MVFRL bars the owner from recovering first-party benefits. We, therefore, affirm that portion of the Superior Court’s order reversing the trial court’s…