Omodio v. Aetna Life & Casualty

ROWLEY, Judge:

The sole issue presented in this appeal by Aetna Life and Casualty (“Aetna”) is whether a provision in an automobile liability insurance policy issued by Aetna to appellee John Omodio which excludes from first party benefits coverage any bodily injury sustained by “any person ... as a direct result of loading or unloading any motor vehicle” is valid under the terms of sections 1711 and 1712 of the Pennsylvania Motor Vehicle Financial Responsibility Law (“the Financial Responsibility Law”), 75 Pa.C.S. §§ 1711, 1712, which direct insurers to make available for purchase first party…