State Farm Mutual Automobile Insurance v. Bates

Eberhardt, Judge.

State Farm brought a declaratory judgment action against its insured, joining as a defendant the plaintiff in a damage suit against the insured. The action sought a declaration of non-liability to the insured under the “drive other cars” policy provision reading as follows: “Insuring agreement II—Non-owned automobiles. Such insurance as is afforded by this policy . . . with respect to the owned automobile applies to the use of a non-owned auto*450mobile by the named insured or a relative, and any other person or organization legally responsible for the use by the named insured or…