Horsely v. United Ohio Insurance

The issue presented in this case is whether an exclusion from uninsured motorist coverage for motorcycles violates R.C. 3937.18 and, thus, in turn, also violates the public policy of this state. As this question involves one of statutory interpretation, we begin our analysis with the language of the statute. R.C. 3937.18 provides in pertinent part:

“(A) No automobile liability or motor vehicle liability policy of insurance insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the ownership, maintenance, or use of a motor…