Fire Insurance Exchange v. Geekie

Fire Insurance Exchange brought this subrogation action against the defendant, the tenant of its insured, alleging the defendant was liable for damage he caused to the leased premises. The defendant moved for summary judgment on grounds that the landlord’s insurer cannot maintain a subrogation action against a tenant who damaged the leased premises by causing a fire. The defendant’s motion was granted and Fire Insurance Exchange filed the instant appeal. We reverse and remand.

In 1980, Robert Geekie, Jr., purchased a home from his father, Robert Geekie, Sr., the defendant herein. The son then…