Preferred Risk Fire Ins. Co. v. Neet

Opinion op the Court by

Stanley, Commissioner—

Affirming.

The petition, through a process of evolution, sought recovery on an oral contract of insurance for $2,500 on tobacco destroyed by fire. The answer presented a traverse, a plea that the agent spoke without authority, and that such a contract is illegal upon several grounds. The court on the law and facts rendered judgment for $1,800, being the proportionate insurance upon the burned tobacco with the application of the three-fourths value provisions customary to insurance of this character.

The appellees were the owners of a crop of tobacco,…