United States v. Anthony Gallagher, United States of America v. John J. McCarthy United States of America v. Allison Fredenburgh

OPINION OF THE COURT

BIGGS, Circuit Judge.

I. INTRODUCTION

The appellants were charged by a grand jury with conspiracy, 18 U.S.C. § 371, and with the substantive crimes of willful misapplication of bank funds, 18 U.S.C. § 656, and making false statements in connection with loans, 18 U.S.C. § 1014. 1 At all times during the criminal activity charged in the indictment Anthony Gallagher was the president of Bar-Mar Warehouse, Inc. (Bar-Mar), located in Bayonne, New Jersey. John McCarthy was a vice-president of Bar-Mar. Allison Fredenburgh was the Branch Manager of the 45th Street branch of the…