American Family Mutual Insurance Co. v. Ryan

AMDAHL, Chief Justice.

This appeal arises from a declaratory judgment action commenced by American Family Mutual Insurance Company (American Family) to determine the issue of liability coverage under a homeowner’s policy it issued to Dennis and Zelda Ryan. The policy at issue contains a household exclusion clause which excludes any liability coverage for an insured when he or she negligently causes injury to a member of the insured’s household. Relying upon this exclusion, American Family moved for summary judgment in district court, Stearns County, Judge Charles Kennedy presiding. Judge…