Harbor House Condominium Ass'n v. Massachusetts Bay Insurance

MEMORANDUM OPINION AND ORDER

ROVNER, District Judge.

I. INTRODUCTION

Plaintiffs, Harbor House Condominium Association and Unit I Corporation, instituted this action against defendant, Massachusetts Bay Insurance Company, seeking indemnification pursuant to a casualty insurance policy which defendant issued to plaintiffs. The insurance policy insured plaintiffs against all risks of direct physical loss. Cold weather caused freeze damage to a portion of the pipes of the perimeter heating system in plaintiffs’ condominium building. Although defendant paid for the damage which was located and…