Elfstrom v. New York Life Insurance

Edgar F. Elfstrom and the Fullerton Publishing Co., of which he is president and majority stockholder, brought this action to recover the proceeds of a group life insurance policy issued by defendant to Elfstrom’s daughter, Brenda. Defendant filed a cross-complaint asking that the certificate of life insurance issued to Brenda be rescinded. The trial court, sitting without a jury, found in favor of defendant, and this appeal ensued.

The primary issue to be decided is whether an employer (here, plaintiff and cross-defendant Fullerton Publishing Co.) who is the named insured under a group…