Duval v. Metropolitan Life Insurance

This is a suit to recover upon two insurance contracts, issued by the defendant to August Bouffard at the request of his employer, The Continental Paper & Bag Mills Corporation. The contracts were made under what is called the group insurance plan. The employer makes application to the insurer for insurance upon the lives of such of its employees as shall take advantage of the offer. The premiums are paid by the employer to the insurer, and the employer collects a part thereof from the employee, according to an agreement between them.

A group or master policy is issued to the employer,…