Petty v. Pacific Mutual Life Insurance

The question is: Where an insurance policy for less than $5,000, issued after medical examination, has lapsed and has been reinstated upon false written representation of insured, and without medical examination, can the policy, as reinstated, be canceled without allegation and proof of fraud in the making of such representation? We think so.

All contracts of insurance on lives in this State shall be deemed to be made therein and subject to the laws of the State. O. S., 6287-6288. It is provided in C. S., 6289: “All statements or descriptions in any application for a policy of insurance, or in…