New York Life Insurance v. Fletcher
Supreme Court of the United States
■ ERROR TO THE OIRCÜIT COURT OE THE UNITED STATES EOR THE EASTERN DISTRICT OE MISSOURI. The New York Life Insurance Company, on the 22d of December, 1877, issued at its home office in the city of New York to CKÍnonda S. Alford a policy of insurance upon his life ' for the' sum of $10,000. The consideration was $263.80 paid at'the time, and the promise to pay a like sum on the 22d of December each year.
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■ ERROR TO THE OIRCÜIT COURT OE THE UNITED STATES EOR THE EASTERN DISTRICT OE MISSOURI. The New York Life Insurance Company, on the 22d of December, 1877, issued at its home office in the city of New York to CKÍnonda S. Alford a policy of insurance upon his life ' for the' sum of $10,000. The consideration was $263.80 paid at'the time, and the promise to pay a like sum on the 22d of December each year. The company is a corporation under the laws of New York, but' it also transacts business in Missouri through agents residing there, and, of course, with reference to the business done in that…
1Opinion of the Court
Ms. Justice Field,
after stating the case as above reported, delivered the opinion of the court., It is conceded that the statements and representations contained in the answers, as written, of the assured to the questions propounded to him in his application, respecting his past ,and present health, were material to the risk to be assumed by' the company, and that the insurance' was made upon the faith of them, and upon his agreement accompanying them that,' if. they were false in any respect, the policy to be issued upon them should be void. It is sought to meet and overcome the force of…
2Cases cited5 opinions
- Insurance Co. v. WilkinsonSupreme Court of the United States · 1872
- Insurance Co. v. WolffSupreme Court of the United States · 1877
- Insurance Company v. MahoneSupreme Court of the United States · 1875
- Ryan v. World Mutual Life InsuranceSupreme Court of Connecticut · 1874
- Lewis v. Phœnix Mutual Life InsuranceSupreme Court of Connecticut · 1872
3Cited by238 opinions
- Northern Assurance Co. v. Grand View Building Assn.Supreme Court of the United States · 1902
- Mutual Life Insurance Co. of New York v. Hilton-GreenSupreme Court of the United States · 1916
- Continental Life Insurance v. ChamberlainSupreme Court of the United States · 1889
- Parsons, Rich & Co. v. LaneSupreme Court of Minnesota · 1906
- Fidelity Mutual Life Ass'n v. HarrisTexas Supreme Court · 1900
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