Legal Opinion

Chavis v. Southern Life Insurance

Supreme Court of North Carolina

Decided August 29, 1986No. 606PA85PublishedCited by 27 opinions

1Opinion of the Court

EXUM, Justice.

The pivotal issue concerns the interpretation to be given to provisions of a life insurance contract. Specifically, the issue is whether a clause in the contract prohibiting the insurer, after a certain period of time, from contesting the policy for any reason other than nonpayment of premiums is affected by the lapse and reinstatement of the policy. We hold that it is not and affirm the Court of Appeals.

On 19 April 1975, the defendant issued a life insurance policy to plaintiffs husband, Leotha Jim Chavis, in the face amount of $17,000 with the plaintiff named beneficiary.…

2Cases cited15 opinions

  1. Wachovia Bank & Trust Co. v. Westchester Fire InsuranceSupreme Court of North Carolina · 1970
  2. Woods v. Nationwide Mutual InsuranceSupreme Court of North Carolina · 1978
  3. Gould Morris Electric Co. v. Atlantic Fire Insurance Co.Supreme Court of North Carolina · 1948
  4. American Trust Co. v. Life InsuranceSupreme Court of North Carolina · 1917
  5. O'Grady v. First Union National BankSupreme Court of North Carolina · 1978

10 more not listed; retrieve them via the Exa API.

3Cited by27 opinions

  1. Michael Dasher v. RBC BankCourt of Appeals for the Eleventh Circuit · 2014
  2. Silvers v. Horace Mann InsuranceSupreme Court of North Carolina · 1989
  3. State v. Philip Morris USA Inc.Supreme Court of North Carolina · 2005
  4. Se. Caissons, LLC v. Choate Constr. Co.Court of Appeals of North Carolina · 2016
  5. Powell v. City of NewtonSupreme Court of North Carolina · 2010

22 more not listed; retrieve them via the Exa API.

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