Legal Opinion
Ruppe v. Auto-Owners Insurance
Supreme Court of South Carolina
Decided February 9, 1998No. 24761PublishedCited by 11 opinions
1Opinion of the Court
MOORE, Justice:
We granted a writ of certiorari to review the Court of Appeals’ decision holding stacking of liability coverage cannot be validly prohibited by contract where the owner’s vehicles are insured under a single policy. 1 We reverse.
FACTS
Sonja Ruppe was killed when her car was struck head on by a car owned and driven by Linda Bagwell. The Bagwells insured two cars under a single policy with respondent/petitioner (Auto-Owners). Each car had liability coverage of $100,000. Auto-Owners paid petitioners/respondents (the Ruppes) $100,000 in liability coverage applicable to the car…
2Cases cited16 opinions
- First National Insurance Co. of America v. ClarkSupreme Court of Missouri · 1995
- South Carolina Farm Bureau Mutual Insurance v. MooneyhamSupreme Court of South Carolina · 1991
- Jackson Ex Rel. Estate of Jackson v. State Farm Mutual Automobile InsuranceSupreme Court of South Carolina · 1986
- Nationwide Mutual Insurance v. HowardSupreme Court of South Carolina · 1985
- Giles v. WhitakerSupreme Court of South Carolina · 1989
11 more not listed; retrieve them via the Exa API.
3Cited by11 opinions
- State Farm Mutual Automobile Insurance v. MoorerCourt of Appeals of South Carolina · 1998
- Stevenson ex rel. Stevenson v. Anthem Casualty Insurance GroupKentucky Supreme Court · 1999
- Kay v. State Farm Mutual Automobile Ins.Court of Appeals of South Carolina · 2002
- Nakatsu v. Encompass Indemnity Co.Court of Appeals of South Carolina · 2010
- Carter v. Standard Fire InsuranceSupreme Court of South Carolina · 2013
6 more not listed; retrieve them via the Exa API.