Jackson Ex Rel. Estate of Jackson v. State Farm Mutual Automobile Insurance

Ness, Chief Justice:

Appellant Jackson brought this declaratory judgment action to determine whether non-owned vehicle coverage in four separate automobile insurance policies could be stacked. The trial judge held stacking was prohibited by the policy language. We affirm.

Dewey Price had four automobile liability, insurance policies with respondent State Farm, each covering a separate vehicle. Each policy provided liability coverage when a named insured was driving a vehicle owned by another, provided the insured was driving with the consent of the owner. Price’s son Charles, while driving…