Sexton v. PNC Bank

¶ 1 In this appeal, we address whether charges imposed by defendant PNC Bank (PNC) for cashing checks drawn on PNC violate the bank’s duty under 13 Pa.C.S. §§ 3409 and 3413, to pay drafts according to their terms at the time they are accepted. We conclude that such charges do not violate the bank’s duty under these sections. We consider also whether the bank’s practice in charging such fees, as alleged in the plaintiffs complaint, violates provisions of Pennsylvania’s Unfair Trade Practices and Consumer Protection Law. See 73 Pa.C.S. §§ 201-1 — 201-9.3. Again, we conclude that it does not.

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