American Family Mutual Insurance Co. v. Bishop

GARY M. GAERTNER, Presiding Judge.

Appellant, American Family Mutual Insurance Co., appeals from a declaratory judgment entered by the St. Charles Circuit Court in favor of respondents. The trial court found that an insurance policy, which was issued by appellant to respondents Edward and Cheryl Bishop, afforded coverage to the Bishops for medical payments and personal liability arising from the accident at issue. On appeal, appellant argues that the trial court erred, based on the premise that the accident did not occur on insured premises. Finding appellant’s contention to be without merit,…