English v. Old American Insurance Company

CHARLES SHANGLER, Special Judge.

On September 25, 1962, defendant Old American Insurance Company insured plaintiff’s husband, Albert West, against certain accidental injuries or death suffered while riding in a “private passenger automobile”. Superimposed upon the face of the insurance policy, in block letters, is the legend: “THIS IS A LIMITED POLICY READ IT CAREFULLY.” On September 14, 1963, Mr. West, returning home from work in his 1962 Chevrolet pickup, collided with a tractor-trailer, was injured and died of those injuries on October 2, 1963.

In due course, the plaintiff beneficiary made…