American Family Mutual Insurance v. Millers Mutual Insurance

JAMES R. DOWD, Judge.

This is an appeal from a declaratory judgment action filed by American Family Mutual Insurance Co. (“American Family”) to determine coverage under an automobile insurance policy issued to Alonzo Pierce. The trial court entered judgment in favor of American Family, holding that the policy did not provide coverage for an automobile accident involving Alonzo’s automobile and an automobile insured by Millers Mutual Insurance Association (“Millers Mutual”) because the driver of Alonzo’s automobile was not a permissive user and was therefore not an insured under the insurance…