Western World Ins. Co., Inc. v. Hall

OPINION

PARKER, Judge.

Western World Insurance Company appeals a declaratory judgment holding that the company has a duty to defend and indemnify Sharona Corporation and Andrew Care Home (insureds) from negligent care claims brought against them by Darlene Hall. Hall, a mental patient, sued the insureds for injuries suffered when she jumped or fell from a fifth floor window of the home. Western World contends that (1) it has no duty to defend and indemnify the insureds because the policy expressly excluded coverage for “self-inflicted injury”; (2) the insurance contract should be voided because…