FARMERS INS. COMPANY OF OREGON v. Lotches

This is an appeal by Farmers Insurance Company from an order of the trial court effectively terminating its declaratory judgment action.

The pleadings disclose that Farmers issued a policy of automobile liability insurance to its named insured, Hutchinson. The policy provided that Farmers would insure anyone using Hutchinson’s vehicle with his consent. The driver, Lotches, while using Hutchinson’s vehicle, was involved in an accident with a vehicle operated by Sylvia Buschman, who was injured. Mrs. Buschman commenced an action against Lotches and Hutchinson for damages which she claimed were…