Henderson v. Hartford Accident & Indemnity Co.

Plaintiff assigns as error the granting of judgment of nonsuit. The policy here involved provides coverage “against loss resulting directly and independently of all other causes from bodily injuries sustained during the term of this policy, and effected solely through accidental means.” (Emphasis ours.)

We are cognizant of the well-settled law in this state that “since insurance policies are prepared by the insurer, they must be construed liberally in favor of the insured and strictly against the insurer,” Barker v. Iowa Mutual Insurance Co., 241 N.C. 397, 85 S.E. 2d 305, but that the rule of…