Kirk v. Credit Acceptance Corp.

¶ 1. After Tommy J. Kirk defaulted on his car loan, Credit Acceptance Corporation repossessed Kirk's car and filed an action for a deficiency judgment, which the circuit court later dismissed. Kirk then filed this lawsuit against Credit Acceptance, alleging that the manner in which Credit Acceptance repossessed the car and filed the deficiency action violated the Wisconsin Consumer Act ("WCA"). Credit Acceptance now argues that the circuit court erred when it: (1) denied Credit Acceptance's motion to dismiss; (2) granted Kirk summary judgment on his claim that Credit Acceptance violated the…