Bulluck v. Mutual Life Insurance

Five recent decisions of this Court discuss the liability of insurance companies to the assured resulting from permanent disability to engage in a “gainful occupation,” to wit: Buckner v. Ins. Co., 172 N. C., 762; Lee v. Ins. Co., 188 N. C., 538; Fields v. Assurance Co., 195 N. C., 262; Brinson v. Ins. Co., 195 N. C., 332; Metts v. Ins. Co., 198 N. C., 197. The Buckner case, supra, declared: “The authorities are practically unanimous that under the terms of this policy plaintiff cannot recover without showing a bodily injury that will incapacitate him not only from following his usual…