Amiga Mutual Insurance v. Bagley

Two sets of collisions spawned this appeal: the first between a moving car and a parked car; the second, at a four-way intersection of (a) the Massachusetts “no-fault” statute (St. 1970, c. 670), (b) the Massachusetts uninsured motorist statute, (c) the personal injury protection (PIP) provision of a New York automobile insurance policy, and (d) the underinsured motorist coverage of a Massachusetts policy. 2 Less metaphorically, the case presents the question whether PIP benefits paid under an out-of-State insurance policy reduce benefits payable under the underinsured motorist provisions of…