Plymouth Rock Assurance Corp. v. McAlpine

On July 3, 1989, Cheryl McAlpine was in an automobile accident which was caused by the negligence of an uninsured motorist. She was the sole named insured on a policy, issued to her by Commercial Union Insurance Company (Commercial), effective December 11, 1988, through December 11, 1989. Commercial paid her the full limit, $10,000, of her uninsured motorist coverage. At the time of the accident, McAlpine resided with her mother, Beatrice Cate, who had uninsured motorist coverage in the amount of $50,000 on a policy issued to her on January 1, 1989, by Plymouth Rock Assurance Corporation…