MFA Mutual Insurance Company v. Dunlap

GUNN, Judge.

This appeal stems from a declaratory judgment finding that a policy of insurance effected by plaintiff-respondent MFA Mutual Ins. Co. to St. Francois County Reorganized School District R-l did not afford protection to Earl L. Richardson with respect to an automobile-school bus collision. The issue before us is whether the policy of insurance covers Earl L. Richardson.

The facts giving rise to this appeal follow. Ocia Dunlap’s wife was killed when her automobile was struck from the rear by a school bus owned by St. Francois County Reorganized School District R-l. The driver of the…