Legal Opinion

State of Minnesota by its Attorney General, Lori Swanson v. Integrity Advance, LLC

Supreme Court of Minnesota

Decided October 7, 2015No. A13-1388PublishedCited by 6 opinions

1Opinion of the Court

OPINION

STRAS, Justice.

Appellant Integrity Advance, LLC (“Integrity”), a Delaware company, made short-term, high-interest payday loans to Minnesota residents over the Internet. The Minnesota Attorney General sued Integrity, alleging that it had violated Minnesota’s payday-lending law in a variety of ways. Integrity argued in response that, because it signed and executed the loans in Delaware, the application of Minnesota law to its loans violated the extraterritoriality principle of Article I, Section 8, Clause 3 of the United States Constitution, which prohibits a state from regulating…

2Cases cited18 opinions

  1. Pike v. Bruce Church, Inc.Supreme Court of the United States · 1970
  2. United States v. MorrisonSupreme Court of the United States · 2000
  3. Gonzales v. RaichSupreme Court of the United States · 2005
  4. Oregon Waste Systems, Inc. v. Department of Environmental Quality of Ore.Supreme Court of the United States · 1994
  5. Edgar v. Mite Corp.Supreme Court of the United States · 1982

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3Cited by6 opinions

  1. In the MATTER OF the Application for Licensure of Nadeen GRIEPENTROGCourt of Appeals of Minnesota · 2016
  2. Superior Glass, Inc. v. JohnsonCourt of Appeals of Minnesota · 2017
  3. BFI Waste Sys. of N. Am., LLC v. BishopCourt of Appeals of Minnesota · 2019
  4. Minn. Sands, LLC v. Cnty. of WinonaCourt of Appeals of Minnesota · 2018
  5. State of North Dakota v. Beverly HeydingerCourt of Appeals for the Eighth Circuit · 2016

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