Thomas v. Nationwide Mutual Insurance

McHUGH, Chief Justice:

This case is before the Court upon certified questions of the Circuit Court of Berkeley County. The plaintiff is Deborah Thomas. The defendant is Nationwide Mutual Insurance Company.

I

On July 8, 1990, the plaintiff and her husband were driving on State Route 9 when their 1982 Chevrolet Chevette went off the road and struck a utility pole at a high rate of speed. The plaintiff’s husband was driving at the time of the accident. No other vehicles were involved in the accident.

The plaintiff sustained multiple fractures to her hip and legs, which required extensive surgery and…