State Automobile Mutual Insurance v. Youler

McHUGH, Justice:

This case is before this Court upon certified questions from the Circuit Court of Berkeley County, West Virginia. 1 The case presents issues of first impression to this Court pertaining to underinsured motorist coverage. The three general areas of concern are: (1) delay in giving notice of an automobile accident to one’s own insurer providing underinsured motorist coverage; (2) antistacking language in the policies; and (3) policy language allegedly requiring a setoff of the tortfeasor’s liability insurance coverage against the underin-sured motorist coverage. We believe the…