Gallagher, B., Aplt. v. Geico Indemnity

This appeal requires the Court to determine whether a "household vehicle exclusion" contained in a motor vehicle insurance policy violates Section 1738 of the Motor Vehicle Financial Responsibility Law ("MVFRL"), 75 Pa.C.S. § 1738, because the exclusion impermissibly acts as a de facto waiver of stacked uninsured and underinsured motorist ("UM" and "UIM," respectively) coverages. 1 We hold that the household vehicle exclusion violates the MVFRL. Accordingly, we vacate the Superior Court's judgment, reverse the trial court's order granting summary judgment in favor of Appellee GEICO Indemnity…