Farmers Union Cooperative Insurance v. Allied Property & Casualty Insurance

Renae Dale’s dog, while in her vehicle, bit Tonya M. Luther, a passenger. Dale had a homeowner’s policy with appellant, Farmers Union Cooperative Insurance Company. Dale also had liability coverage on the vehicle with Allied Property and Casualty Insurance Company. Farmers brought a declaratory judgment action against Allied, James and Renae Dale, and Rodney and Tonya M. Luther, seeking a determination that Allied’s liability policy covered Luther’s injury and that Farmers was not required to provide coverage under the homeowner’s policy. The district court for Lancaster County granted…