Nicholson v. General Cas. Co. of Wisconsin

BACKGROUND

Dennis Gale Nicholson was injured on August 2,1991, when the vehicle he was driving was struck by an underinsured motorist (UIM). The UIM was insured under an automobile liability policy issued by Union Insurance Company, which settled Dennis’ claim on that policy for the policy limit of $50,000.

At the time of the accident, Dennis was driving a vehicle owned by Dennis’ employer. The vehicle was covered under a policy of automobile insurance issued by Royal Insurance Company of America (Royal Insurance), which included UIM coverage up to a limit of $500,000. Dennis and his wife,…