Ebert v. Prudential Insurance Co. of America

This appeal calls for opinion on an issue of fact and involves the construction of certain provisions in 4 life insurance policies, which provide for payment of benefits for total and permanent disability. The crucial question is whether the insured was totally and permanently disabled within the terms of the policies.

Plaintiff was engaged in the business of an undertaker. In 1916 the defendant insurance company issued a $1,000 policy on the life of the plaintiff,, which included “provisions as to permanent disability,” as follows:

“If the insured, after the first premium on this policy has…