Legal Opinion
Kelker v. Geneva-Roth Ventures, Inc.
Montana Supreme Court
Decided March 12, 2013No. DA 12-0313PublishedCited by 10 opinions
1Opinion of the CourtJustice Morris
¶1 Tiffany Kelker (Kelker) submitted an online application for a payday loan with Geneva-Roth Ventures, Inc. (Geneva-Roth). Geneva-Roth charged Kelker an interest rate of 780% APR. The Loan Agreement, which Kelker signed electronically, contained an arbitration clause. Kelker brought a putative class action against Geneva-Roth for charging an interest rate higher than the 36% APR permitted by the Montana Consumer Loan Act for payday loans, § 32-5-301, MCA. Geneva-Roth filed a motion to compel arbitration pursuant to the arbitration clause in the Loan Agreement. The District Court deemed the…
2Cases cited15 opinions
- Doctor's Associates, Inc. v. CasarottoSupreme Court of the United States · 1996
- Perry v. ThomasSupreme Court of the United States · 1987
- Nitro-Lift Technologies, L. L. C. v. HowardSupreme Court of the United States · 2012
- Kortum-Managhan v. HERBERGERS NBGLMontana Supreme Court · 2009
- Kluver v. PPL Montana, LLCMontana Supreme Court · 2012
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3Cited by10 opinions
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- Day v. CTA, Inc.Montana Supreme Court · 2014
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