Davis v. Oregon Mutual Insurance

This action was tried to the court upon the following stipulated relevant facts:

William A. Meisner, as insured, and the defendant, as insurer, entered into a fire insurance contract, insuring a house on property owned by Meisner. The premium was paid in full for a 3-year term. Before the expiration of the term, Meisner transferred all of his interest in the property to the plaintiffs. No notice of the transfer of title was given to the defendant. After the sale of the property but before the expiration of the policy period, the house was destroyed by fire.

The policy contained the following…