Huffman v. OCCIDENTAL LIFE INSURANCE CO. OF RALEIGH

The sole question for decision is whether the court below properly interpreted the applicable provision of the insurance policy.

The “Supplement” to the insurance policy provides: “It is agreed . . . that if the Insured . . . shall sustain PERSONAL Bodily INjuky which is effected solely through external, violent and accidental means . . . , and which directly and independently of all other causes results in any of the losses enumerated in the schedule of losses and indemnities, which appears below, within 90 days thereafter, the company will pay ... to the Insured ... (according to the…